Credit And Debit Cards

Where to use your card

Caixa Gold can be used to purchase goods and services on credit in commercial outlets worldwide on the VISA or Mastercard networks, as well as for cash advances in Portugal (on the Multibanco network) and abroad, bank counters and cash machines bearing the Visa or Mastercard symbols.

Your current account can also be used via the Caixautomática service or Multibanco network for operations such as cash (debit) withdrawals, payment of services, transfers or consultations.

Benefits

• There is no charge for the 1st annuity if the first purchase with the Caixa Gold card is made within 45 days from subscription.
• Free credit of up to 45 days from date of purchase.
• Supplementary credit line for splitting up payments of large amounts (travel, hotel, rent-a-car or other) in fixed payments of up to 60 months at a discounted interest rate. This credit line releases the credit limit on your card.
• Payment flexibility allowing you to choose the day of the month for making payment and the most expedient form of payment: 5%, 10%, 25%, 50% 75% or 100% of the outstanding balance, for a minimum of EUR 25 directly debited to the associated current account.
• Special Caixa Gold Club Promotions in several areas of interest such as travel, culture, beauty care and health, clothing and jewellery, communications, home help and insurance.
• Monthly statement allowing you to check expenditure at your leisure.
• Insurance package providing you with travel protection and protection against expenses incurred in the event of theft in addition to an extensive assistance plan.
• Discounts on various associated services: HPP Health discounts, Serralves Museum, IAPA Card (providing a series of discounts and support services when travelling), Avis Preferred card (discounts on rent-a-car tariffs) and VISA Global Assistance (credit card replacements and providing urgent cash advances, if your card is lost or stolen abroad).

The annuity for the card is EUR 65 (including 4% stamp tax). There is no charge for the card’s first annuity. Please see tariff page for costs (only available in Portuguese).

You can also subscribe to the Caixa Classic card at any Caixa branch.

For more information, please visit us at no. 10 King William Street, London, EC4N 7TW,
Tel: +44 20 7280 0280 or contact Caixadirecta on +351 707 24 24 24.

Caixa Classic is a credit card with an associated insurance package and a cashback scheme of up to 3% on all types of purchases for the amount of EUR 35 or more.

Where to use your card

Caixa Classic can be used to purchase goods and services on credit in commercial outlets worldwide on the VISA or Mastercard networks, as well as for cash advances in Portugal (on the Multibanco network) and abroad, bank counters and cash machines bearing the Visa or Mastercard symbols.

Your current account can also be used via the Caixautomática service or Multibanco network for operations such as cash (debit) withdrawals, payment of services, transfers or consultations.

Benefits

• There is no charge for the 1st annuity if the first purchase with the Caixa Classic card is made within 45 days from subscription.
• Cashback of up to 3% on all types of purchases for the amount of EUR 35 or more (maximum of EUR 120 per quarter).
• Free credit of up to 45 days from date of purchase
• Supplementary credit line for splitting up payments of large amounts (travel, hotel, rent-a-car or other) in fixed payments of up to 60 months at a discounted interest rate. This credit line releases the credit limit on your card.
• Payment flexibility allowing you to choose the day of the month for making payment and the most expedient form of payment: 5%, 10%, 25%, 50% 75% or 100% of the outstanding balance, for a minimum of EUR 25 directly debited to the associated current account
• Monthly statement allowing you to check expenditure at your leisure
• Insurance package providing you with travel protection and protection against expenses incurred in the event of theft in addition to an extensive assistance plan.
• Discounts on various associated services: HPP Saúde discounts, IAPA Card (providing a series of discounts and support services when travelling), Avis Preferred card (discounts on rent-a-car tariffs) and VISA Global Assistance (credit card replacements and providing urgent cash advances, if your card is lost or stolen abroad).

The annuity for the card is EUR 25 (including 4% stamp tax). There is no charge for the card’s first annuity. Please see tariff page for costs (only available in Portuguese).

You can also subscribe to the Caixa Classic card at any Caixa branch.

For more information, please visit us at no. 10 King William Street, London, EC4N 7TW,
Tel: +44 20 7280 0280 or contact Caixadirecta on +351 707 24 24 24.

Maestro RE is a Maestro network card for non-residents which allows you to use your current account in Portugal or abroad. This card allows you to use your current account anywhere in the world, make secure payments at more than 5.2m commercial outlets displaying the Maestro symbol, use the Maestro cash machine network at any time of day or night and Caixautomática and Multibanco bank services networks in Portugal.

Where to use your card

• Portugal: Most operations are accepted on the REDUNICRE, Multibanco and Caixautomática networks.
• Abroad: Cash advances are available from machines displaying the Cirrus/Maestro or Eufiserv symbols. Users can also pay for purchases/services in commercial establishments displaying the Maestro symbol.
  • MAESTRO Network Cash machines and automatic payment terminals - Find an ATM near you;
  • EUFISERV Network Cash machines: Germany, Austria, Belgium, Spain, France, Holland, Italy, Luxembourg, Norway, Sweden, Switzerland and Finland - Find an ATM near you.

Maestro RE cardholders are entitled to:

• insurance on misuse of card. This insurance is totally free, which means that any amounts unlawfully charged to the card after misplacement, theft or robbery, will be repaid, subject to a maximum amount of €2,500 per claim and €12,500 per annum.
• exemption on withdrawal and payment fees in country of residence, outside the Eurozone (no fees are chargeable in the Eurozone).

You can apply for the Maestro RE card via Caixadirecta on-line or at any Caixa branch. The card together with the PIN (personal identification number), will be sent to your address. It can then be activated at Caixa branches or Representative Offices.

There is an annual card fee of 10 euros. There are no charges for the first year.

If you wish to report lost, stolen or misplaced cards or require more information, please call us on (+351) 707 24 24 24 (24 hours a day)
or visit us at No. 10 King William Street, London, EC4N 7TW,
Tel: +44 20 7280 0280.